ABOUT US

Mortgage Solutions Rooted in Respect and Transparency.

Established in 2016, our company was founded on the principles of trust, integrity, transparency, and respect. We believe that every client deserves a mortgage experience marked by clear communication, ethical guidance, and personalized service.

From first-time homebuyers to seasoned homeowners, we are dedicated to providing tailored mortgage solutions that support long-term financial well-being. Our team brings deep industry knowledge and a commitment to doing what is right—every step of the way.  We don’t just process loans—we build relationships based on accountability, professionalism, and genuine care. When you work with us, you can expect a lending partner who puts your goals at the forefront and treats your journey as our own.

 


OUR VALUES

INTEGRITY

At the heart of our mortgage lending philosophy is integrity. We believe that trust is earned through transparency, honesty, and a steadfast commitment to doing what’s right—every time. Whether you're a first-time homebuyer or refinancing your current loan, we guide you through each step with clear communication, ethical practices, and your best interest in mind. No hidden agendas. No fine print. Just a team that treats your financial future with the respect it deserves

TRANSPARENCY

We believe that transparency isn’t just good practice—it’s the foundation of trust. From clearly explaining rates and fees to outlining the full loan process upfront, we ensure you’re never left guessing. You’ll receive honest answers, straightforward terms, and open communication from day one. No surprises. No jargon. Just a mortgage experience built on clarity and confidence

RESPECT

Every client’s story is unique, and we treat it that way. Whether you're buying your first home or refinancing after years of ownership, we listen—without assumptions or judgment. We respect your time, your goals, and your financial journey by providing personalized guidance, timely communication, and honest advice. You deserve to be treated with dignity, not as just another application.

TRUST

When it comes to one of life’s biggest financial decisions, trust matters. That’s why we work hard to earn yours—through honesty, reliability, and consistent follow-through. We take the time to understand your goals, provide clear guidance, and deliver on our promises. No shortcuts, no pressure—just a lending partner you can count on, every step of the way.


OUR MISSION 

Our mission is to empower individuals and families to achieve homeownership with confidence—through mortgage solutions built on trust, integrity, transparency, and respect. We are committed to guiding every client with honesty, clarity, and care, ensuring they feel informed, supported, and valued at every step of the lending journey. At the core of everything we do is a simple promise: to put people first, and to do what's right—always.


Apply now for a better mortgage experience through Encompass